Meet Your Credit Formula Specialist

Where we make your credit look Gooood!

Credit Repair

We work to remove or correct inaccurate and unverifiable accounts that hold back your scores.

Student Loans

Consolidate Subsidized and Unsubsidized loans, Federal Stafford Loans and all PLUS Student loans.

Establish Credit

Establishing new, positive credit gives your credit the chance to grow. Credit Formula has tools to help.

Who Are We?

Credit Formula helps clients fix their credit. We educate the public on their credit rights. Credit Score Specialist offers a program designed for hardworking individuals that might have had a few bumps in the road along the way of this thing we call life!

Our goal is to help our clients obtain the best credit legally possible. Our program improves your credit score by helping you remove negative items from your credit report. Once negative items are removed, your improved credit score can help qualify you for reduced interest rates, obtain a new vehicle, make the purchases you need, or even improve your chances in a job interview or with a rental application.

Credit Formula believes in the common good of ALL people. Improve your credit and your life, and stop being denied your wants and needs. It’s time YOU take control and obtain the financial freedom you deserve.

Mortgage brokers and realtors, call us today and we can help your clients get approved for the mortgage they deserve!

Why Choose Us

Our services have proven so effective that past clients on average have seen 24% of their negative items–over 10 negative items per client–removed within 4 months! Our credit experts have over 20 years experience in credit repair, and we get results for our clients.

Contact Us


Tel: 570-497-4099/570-401-2911


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